Bankruptcy

Our Bankruptcy Attorneys at Fife & Cesta provide a wide range of services including chapter 7, chapter 13 bankruptcy and other legal services to meet the varied needs of individuals and families. We are centrally located in Mesa Arizona, and we serve all of Maricopa County and Pinal County.

About Bankruptcy

The concept of bankruptcy is more frightening than the reality; it is important to know how it will actually affect you. If you are feeling overwhelmed with debt and the stress is affecting your health, your family life, and your work life, then you owe it to yourself to learn more about your options.

Consider having consultations with more than one firm. There are wide differences in cost and the level of communication. We have a strong commitment to customer service, and you will find the lowest prices and greatest access to your attorney with our firm, without sacrificing experience like with mass marketing firms. Your consultation is free so there is no reason to put off speaking with our knowledgeable bankruptcy attorneys today.

Please visit our Bankruptcy Attorney FAQs to review common questions about debt relief and filing.

Foreclosure & Bankruptcy

Unfortunately, foreclosures have become a valley reality. Arizona now leads the nation in foreclosures, and the market has so depressed home values that many people are questioning why they should keep their home.

It is a legitimate question. If your mortgage now exceeds your home value by 30% to 50% or more it is likely to take more than a decade before it is worth what you owe. Short sales and foreclosures are legitimate, legal options. For the time being you cannot be taxed for the debt forgiven, at least until the end of 2012. After that, you may need to give up the home in bankruptcy to avoid the tax consequence. A bankruptcy can also strip an unsecured second mortgage, allowing you to reduce the debt and keep the home.

People exploring foreclosure, short sale, and bankruptcy options should consult with an Arizona attorney to learn the legal consequences of each.

Have you received a notice of foreclosure or a notice of trustee sale? Don’t panic. Many people who have received a notice of trustee sale have never faced the threat of foreclosure and it can be frightening. There is a limited time to react, but at the Law Offices of Fife & Cesta, PLC, we can help you understand your rights and options moving forward. Our attorneys can help you stop or delay a foreclosure, and explain the effect of a foreclosure sale.

Practice Areas

Mesa Attorney Office

Located close to the loop 101 freeway and right off the US-60, Fife & Cesta is conveniently located Mesa in the heart of the East Valley.